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The latest and the best financial news, tips and tricks.

12 Weeks of ChristMax: Christmas Car Bonanza

Ho ho ho! We’re in for another #12WeeksOfChristMax promo. Reward yourself and your car this Christmas! Fill out the form and get a chance to win a dash cam, fuel cards worth P5,000 each, or sunglasses from Sunnies Studios. Promo runs from November 20 to December 20, 2018 only. Loading…

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20 Cheapest Cars You Can Buy Under P700,000

The recent spate of price increases in the Philippines has everyone scratching their heads. Car prices aren’t spared—the TRAIN law increased the automobile excise tax from 2% to 4% for vehicles priced PHP 600,000 and below. What vehicle can you buy with PHP 700,000 nowadays? With high car prices in the Philippines driving buyers crazy, […]

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Quick Guide to Pag-IBIG Salary Loan Application [Updated]

When you land your first job, your employer will hand you documents that will allow you to enroll with PhilHealth, SSS, and Pag-IBIG. While PhilHealth is your basic medical insurance provider, and the SSS identifies you as a private employee (alongside your Tax Identification Number from the BIR), the Pag-IBIG Fund is your gateway to […]

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5 Things to Consider Before Getting Life Insurance

Life insurance provides financial security for you and your family. Lianne Laroya, founder of the personal finance and lifestyle website The Wise Living, considers insurance as a “tool where you pay centavos to get thousands” since the payout received is much greater than the total premiums you pay. This payout covers a variety of situations […]

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Save Money on Grocery Shopping With These Tips

Grocery Shopping Tips | MoneyMax.ph Grocery shopping is a part of every household. It’s a great way to save money on food as compared to dining out. If you’re a regular grocery shopper, then you probably know the best deals on grocery items. However, you can still save further with the help of the following […]

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8 Smart Money Management Tips for Pinoy Breadwinners

The breadwinner of the family is an unsung hero, to say the least. It isn’t easy—and never will. Raising an entire household by yourself is a huge sacrifice. As the sole provider, you always prioritize your family’s needs over your own, even if it means putting your personal dreams on the back burner. For Pinoy […]

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Afraid to Get a Credit Card? Here’s Why You Shouldn’t Be

To get a credit card or not? That’s the question you probably have in mind. You’ve heard horror stories about your family or friends paying expensive fees or getting drowned in debt. Some others may have had a hard time getting approved for a card. And they all blame credit cards (or their issuers) for […]

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9 Easy and Budget-Friendly Ideas for DIY Christmas Gifts

Christmas is just a few days away! Have you completed your holiday gift shopping list yet? If you’re running on a tight schedule and budget, there’s an inexpensive yet wonderful way to give presents—and love—on Christmas Day. Go for do-it-yourself gifts! DIY gifts for Christmas won’t only save you money but also make your family […]

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Getting Car Insurance Through MoneyMax.ph? Here are Your Payment Options

Paying for your comprehensive car insurance policy is one of the crucial steps in getting your vehicle insured. If you’re getting your policy from MoneyMax.ph, you’ll be glad to know that you have a lot of easy and convenient payment methods to choose from. How to Pay For Car Insurance Policy 1. Bank Deposit You […]

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Planning a Holiday Reunion? 8 Best Restaurants to Consider

Hunting for a place to hold your reunion party this holiday? You won’t be disappointed with the plenty of choices available today, especially the best restaurants whose prices can fit the budget of everyone in your group. To make your party planning easier, we list down the best restaurants for reunions and family gatherings in […]

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How Much Will You Get from the SSS When You Retire?

If you aren’t already investing or increasing your retirement savings, now is the best time to do so. You may think that your SSS retirement benefits will be enough to cover your needs for when you retire, but they will never be. You shouldn’t rely on just the SSS pension. The government agency’s fund life […]

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Philippine Holidays and Long Weekends Guide for Planning 2019 Vacations

Two things any employee looks forward to the most: paydays and holidays. Well, who doesn’t? Holidays allow people to spend more time with their families and that much-needed me time before getting back to the daily work grind. Several months ago, the government declared the Philippine holidays for 2019, giving Filipinos a head start in […]

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12 Holiday Credit Card Promo Offers You Won’t Pass Up

The holiday season in the Philippines is all about celebrations, bonding activities, and gift giving with family and friends. It also means more expenses! But you can ease up your budget by taking advantage of holiday promos. Your issuing bank may just have the perfect credit card promo for you. Here’s a round-up of the […]

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9 Useful Tips to Protect Yourself Against Online Shopping Scams

Online scams in the Philippines are on the rise, based on the latest data from the Philippine National Police Anti-Cybercrime Group (PNP ACG). Most cybercrime complaints that the PNP ACG receives come from victims of online scams, particularly online shopping scams and other forms of illegal online activities. Nobody likes getting scammed, but not everyone […]

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Sangla in the Philippines: Know the Benefits and Risks Before Pawning Valuables

Ever noticed that there are more pawnshops than banks outside Metro Manila? In the provinces, especially in far-flung areas, pawnshops can get crowded with long queues. In places where banks are scarce, pawnshops provide a wide range of financial services, including pawn loans, money remittance, bills payment, and more. But the most popular transactions involve […]

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7 Sulit Tiangges in the Philippines for Budget Shoppers

The holiday season for the typical Pinoy isn’t complete without a trip to tiangges or flea markets that offer bagsak presyo to shoppers on a budget. Even if online shopping sites provide an easy alternative to those who have no time to shop, nothing beats the experience of window shopping and testing or fitting an item […]

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5 Balikbayan Travel Tips to Remember When Spending Holidays in the Philippines

Flying home to the Philippines soon? Looking forward to reuniting with your loved ones to celebrate the holidays? As the excitement for your homecoming builds up, so is the stress that comes with all the preparations. With all the things balikbayans have to take care of before the trip back home, it’s easy to forget […]

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A Commuter's Guide to P2P Bus Services in Metro Manila (Updated December 2018)

If you’ve been working for years in Metro Manila, you know only too well the horrors of commuting in a huge parking lot that is EDSA. The horrible traffic and jam-packed MRT and buses make you wonder what you’ve done to deserve such an ordeal. Fortunately, there’s an easier, faster, safer, and more comfortable alternative: […]

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Credit Card Rewards: When Do Points Expire?

Already racked up a year’s worth of credit card rewards points? You’re probably wondering whether you should redeem them now or later. The right timing for redemption depends on your credit card provider’s rewards program. For most rewards credit cards in the Philippines, points have no expiry and are valid as long as you meet […]

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How to Say No Graciously When You Can't Loan Money to Family and Friends

“May extra money ka ba diyan? Pautang naman.” Sick and tired of getting a request to loan money for the nth time? Wondering how you can properly refuse lending money to family and friends? What makes this situation tricky is that it’s hard to say no to someone dear to you, despite your best efforts […]

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8 Effective Ways to Lower Your Comprehensive Car Insurance Price

Are your comprehensive car insurance premium payments hurting your budget? Different factors affect car insurance price in the Philippines. Some of them you cannot control, but there are actions you can take to increase or decrease car insurance cost. Here are the different ways to save money on your comprehensive car insurance policy. 1. Increase […]

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9 Best Online Shopping Sites in the Philippines for Buying Christmas Gifts

The best way to buy Christmas gifts—in this season of worsening traffic jams and holiday rush—is online shopping. As long as you have your trusty smartphone and internet access, you can cross out the items on your holiday gift list anywhere you go or without leaving your home. No need to tire yourself walking the […]

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