All Articles With Category : Personal Finance

The latest and the best financial news, tips and tricks.

5 Things to Consider Before Getting Life Insurance

Life insurance provides financial security for you and your family. Lianne Laroya, founder of the personal finance and lifestyle website The Wise Living, considers insurance as a “tool where you pay centavos to get thousands” since the payout received is much greater than the total premiums you pay. This payout covers a variety of situations […]

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Save Money on Grocery Shopping With These Tips

Grocery Shopping Tips | MoneyMax.ph Grocery shopping is a part of every household. It’s a great way to save money on food as compared to dining out. If you’re a regular grocery shopper, then you probably know the best deals on grocery items. However, you can still save further with the help of the following […]

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8 Smart Money Management Tips for Pinoy Breadwinners

The breadwinner of the family is an unsung hero, to say the least. It isn’t easy—and never will. Raising an entire household by yourself is a huge sacrifice. As the sole provider, you always prioritize your family’s needs over your own, even if it means putting your personal dreams on the back burner. For Pinoy […]

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9 Easy and Budget-Friendly Ideas for DIY Christmas Gifts

Christmas is just a few days away! Have you completed your holiday gift shopping list yet? If you’re running on a tight schedule and budget, there’s an inexpensive yet wonderful way to give presents—and love—on Christmas Day. Go for do-it-yourself gifts! DIY gifts for Christmas won’t only save you money but also make your family […]

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How Much Will You Get from the SSS When You Retire?

If you aren’t already investing or increasing your retirement savings, now is the best time to do so. You may think that your SSS retirement benefits will be enough to cover your needs for when you retire, but they will never be. You shouldn’t rely on just the SSS pension. The government agency’s fund life […]

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Philippine Holidays and Long Weekends Guide for Planning 2019 Vacations

Two things any employee looks forward to the most: paydays and holidays. Well, who doesn’t? Holidays allow people to spend more time with their families and that much-needed me time before getting back to the daily work grind. Several months ago, the government declared the Philippine holidays for 2019, giving Filipinos a head start in […]

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9 Useful Tips to Protect Yourself Against Online Shopping Scams

Online scams in the Philippines are on the rise, based on the latest data from the Philippine National Police Anti-Cybercrime Group (PNP ACG). Most cybercrime complaints that the PNP ACG receives come from victims of online scams, particularly online shopping scams and other forms of illegal online activities. Nobody likes getting scammed, but not everyone […]

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How to Say No Graciously When You Can't Loan Money to Family and Friends

“May extra money ka ba diyan? Pautang naman.” Sick and tired of getting a request to loan money for the nth time? Wondering how you can properly refuse lending money to family and friends? What makes this situation tricky is that it’s hard to say no to someone dear to you, despite your best efforts […]

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A Guide to Computing Your 13th Month Pay in 2018

It’s Christmas time again. Apart from parties and gift giving, Filipinos look forward to receiving their 13th month pay. Have you received yours yet? Be smart about it. Learn more about this year-end benefit and how to compute it in our infographic below. Additional Facts on 13th Month Pay in the Philippines What is 13th […]

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Noche Buena Shopping Tips to Stretch Your Holiday Budget

In this time of seemingly unstoppable price increases in the Philippines, can your family still enjoy a special Noche Buena meal this year? Even on a tight budget, you can prepare a quality holiday feast for your loved ones. You just have to be wais and madiskarte. Looking for ideas to stretch your limited Noche […]

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Renting Out Your Property on Airbnb? 8 Tips to Boost Your Ratings and Get More Bookings

Owning a condo unit as an investment? Bought a home that you won’t occupy yet? Experts advise that property owners in Manila rent out their homes, apartments, and condos for short periods. It opens up plenty of leasing opportunities from app-based services like the Airbnb app. According to property consultancy Colliers International Philippines, there’s a […]

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Starting a Family? Consider These 10 Insurance Types

“Seriously, 10 insurance types?!” You might be wondering if you really have to get different types of insurance when you already have so many expenses to deal with. Well, it’s a matter of protecting your loved ones. Is insurance just an added expense or a must-have for securing your family’s future? Insurance makes it affordable […]

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Should You Get Passport Assistance From a Travel Agency?

Your next trip abroad is just a few weeks away, yet you probably haven’t applied for a passport (or renewed it if you already have one) because it’s difficult to set up an online passport appointment. Perhaps, a friend or coworker advised you to consider getting a passport through a travel agency. But you aren’t […]

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10 Steps to Start a Successful Online Business in the Philippines

Planning to make money at home by starting an online business? That’s a bold move you’re making. Guts alone will only take you so far. Many other things make a new business work. They’re so plenty, they can easily overwhelm first-time entrepreneurs. It doesn’t help that 30% of startups fail in their first two years. […]

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7 Cool Gifts You Can Buy in Bulk to Save Money This Christmas

Got a long list of people to give Christmas gifts to this year? Are you—and your wallet—ready for the season of giving? Instead of stressing yourself out thinking of gift ideas for each person on your list, relax and take it easy! Why don’t you get a lot of the same thing for your inaanaks, […]

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11 Best-Tasting Yet Affordable Ramen in Metro Manila

Nothing like a warm, comforting bowl of ramen can chase your blues away. With every sip and slurp, you get a feeling that everything’s gonna be all right in the world. Well, except for your wallet if you’re ordering a pricey ramen. How do you satisfy your ramen craving without wrecking your budget? First, you […]

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4 Compelling Reasons to Get Life Insurance for OFW

Do you know who needs life insurance the most? Yes, it’s you who have to endure homesickness and loneliness working abroad to give your family a better future. If you still can’t see the point in paying premiums, consider the real-life story of a fellow OFW. Remember the news about Joanna Demafelis, a domestic helper […]

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7 Little-Known Budget Airlines That Fly to and from the Philippines

Cebu Pacific and AirAsia are the top-of-mind budget airlines in the Philippines. But they aren’t the only ones that offer cheap flights. Apparently, seven other low-cost carriers serve the Philippines. Most of them are based in Singapore and South Korea. On the hunt for affordable flights for your next trip? Consider one of these budget […]

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12 Profitable Work from Home Online Jobs for Filipinos

If given the chance, would you like to work from home rather than go through the pains of daily commuting in Metro Manila? Of course, who doesn’t want a better work-life balance? Who would refuse when the opportunity presents itself? Especially now that the work from home bill or Telecommuting Act of 2017 is just […]

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How to Use Paymaya App: A Complete Guide for Newbies

PayMaya is known as one of the best reloadable prepaid cards in the Philippines, as it allows several financial transactions without the need for a credit card. It also has an app similar to mobile wallets such as GCash and Coins.ph that can help you conveniently pay your bills and purchases, send money, and avail […]

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