Save Money on Grocery Shopping With These Tips

by Mayee Gonzales, on category "Personal Finance"

December 21, 2018


Grocery Shopping Tips | MoneyMax.ph

Grocery shopping is a part of every household. It’s a great way to save money on food as compared to dining out. If you’re a regular grocery shopper, then you probably know the best deals on grocery items. However, you can still save further with the help of the following money-saving tips. Read on below and cut costs on grocery items this season.

Think twice before buying items in bulk

Bundles and “tipid packs” may be cheaper than purchasing individual items but they lure you into buying more than what you really need. Be smart when buying items in bulk. For food items like canned goods and snacks, ensure that you can consume them before expiry date so they won’t go to waste. Some non-perishable items you can buy in bulk are the following:

  • Dish washing liquid
  • Sanitary napkins
  • Detergents
  • Paper towels
  • Garbage bags

Consider buying private label brands

Grocery Shopping Tips
Most people have the notion that private label brands such as SM Bonus and Robinsons Super Savers can not give the same value-for-money like what branded items can provide. However, private label brands are actually decent alternatives to more famous brands, especially when it comes to minor purchases. Consider grocery shopping for the following house brands:

  • Paper plates
  • Plastic cups
  • Disposable spoon and fork
  • Dishwashing liquid
  • Tissue and paper towels
  • Refined sugar
  • Iodized salt

Take advantage of rewards cards and loyalty programs

Most supermarkets have a loyalty program that can be used to earn points. Take advantage of them especially if you shop in just one grocery store. Below is a list of rewards cards offered by top supermarkets and what you can benefit from each.

SM Advantage Card (The SM Store and SM Hypermarket)

How to get an SM Advantage Card:

  • You can purchase one at any SM Customer Service for PHP 150. Members should be 18 years old and above

SM Advantage Card benefits:

  • Get 10% – 20% off at partner establishments on beauty, dining, hotels, and shopping
  • Get 1 point for every PHP 200 spent on SM Affiliate Partners
  • Each point is redeemable to PHP 1.00 at affiliate partners and can be used for grocery shopping

Puregold Perks Rewards Card

Grocery Shopping Tips - Puregold Perks Card

Photo c/o Puregold’s Facebook page

How to get a Puregold Perks Rewards Card:

  • Buy one at the customer service area of any Puregold Supermarket for PHP 100

Puregold Perks Rewards Card benefits:

  • Earn 5 points for every PHP 200 spent on grocery shopping
  • Each point is redeemable to PHP 1.00 and can be used for groceries

Rustan’s Fresh Card 

How to get a Rustan’s Fresh Card:

  • You can purchase one at the customer service area of any Rustan’s Supermarket for PHP 200
  • Can also be redeemed for free by presenting PHP 5,000 worth of Rustan’s receipts from the last 3 months

Rustan’s Fresh Card benefits:

  • Get 10% – 40% off at partner establishments
  • Get 1 point for every PHP 1.00 spent at any Rustan’s Supermarket

Shopwise Wise Card

How to get a Shopwise Wise Card:

  • Redeem a Shopwise Wise Card for free by presenting PHP 5,000 worth of Shopwise receipts from the last 3 months together with a PHP 50 membership fee

Alternatively, you can download Shopwise’s WiseApp to earn reward points. The app offers the same benefits plus it doesn’t require a physical card when grocery shopping.

Shopwise WiseApp

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Shopwise Wise Card benefits:

  • Get 1 point for every PHP 1.00 spent at any Shopwise branch
  • Each point is redeemable to PHP 1.00 and can be used for groceries
  • Members can earn 10x the points when they shop at Shopwise every first Wednesday of the month

Robinsons Rewards Card

How to get a Robinsons Rewards Card:

  • You can buy a Robinsons Rewards card at any Robinsons affiliate partner for PHP 150

Robinsons Rewards Card benefits:

  • Get 1 point for every PHP 400 spent at Robinsons Supermarket
  • Each point is redeemable to PHP 1.00 and can be used when grocery shopping

Walter Mart Plus! Card

Grocery Shopping Tips - Walter Mart Plus Card

Photo c/o waltermart.com.ph

How to get a Walter Mart Plus Card:

  • You can buy one at the customer service area of any Walter Mart branch for PHP 120
  • Enjoy free membership when you present a PHP 5,000 single receipt at any Walter Mart branch

Walter Mart Plus Card benefits:

  • Get 1 point for every PHP 500 spent at any Waltermart branch
  • Each point is redeemable to Php1.00 and can be used for groceries

Metro Rewards Club

How to get a Metro Rewards Club card:

  • Buy one at any Metro Gaisano Supermarket for PHP 10. Card is valid for 3 months only

Metro Rewards Club benefits:

  • Get 1 point for every PHP 200 spent in any Metro Gaisano Supermarket
  • Each point is redeemable to PHP 1.00 and can be used for groceries

Compare prices of grocery items

Prices in supermarkets vary so it’s best to look around on where you can save the most money. To illustrate, here are the prices of common grocery items at SM Supermarket, Rustan’s Supermarket, and a local palengke.
Grocery Shopping Tips

Use a cashback or rewards credit card when shopping

If you plan to get a credit card for grocery shopping, consider applying for a cashback or rewards credit card to earn more points. It’s best if the bank you’re applying with has a partnership with your grocery store of choice as it allows you to rack up credit card points much easier.

Final Thoughts

There are many ways to save money on groceries. Apart from the abovementioned, ensure that you set a budget for grocery shopping to avoid overspending.
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